No Insurance Ticket

No Insurance Tickets - Operate motor vehicle without Insurance

Call OTT Legal at 1-888-668-8946 for a free consultation to fight any no insurance charge
Under the Compulsory Automobile Insurance Act of Ontario the owner of a motor vehicle operated on Ontario Highways must have liability insurance coverage for the vehicle. The driver, or operator is not responsible for the insurance, only the owner, and only the owner can be charged with "Operate a Motor Vehicle Without Insurance".

OTT Legal knows how to fight No Insurance charges and charges under the Compulsory Automobile Insurance Act of Ontario. After appearing in court thousands of times, and writting the traffic tickets the former police officers, and licenced paralegals of OTT Legal know how to help you in traffic court.


Operate a Motor Vehicle without Insurance

The penalty for Operating a Motor Vehicle without Insurance, or Permiting a Motor Vehicle to be Operated Without Insurance, is a minimum five thousand ($5,000.00) dollar fine, to which the court will add an additional surcharge of twenty percent, making the total fine six thousand two hundred and fifty dollars ($6,250.00).

For any subsequent offence the fine doubles each time.

There are no demerit points for this offence, but a conviction for operating a motor vehicle without insurance on a driving record will dramatically affect the cost of future insurance.

Upon being stopped by the police the officer can make a demand to the driver to produce evidence of insurance immediately. If the driver cannot produce evidence of insurance the officer may issue a summons for the offence of Operate a Motor Vehicle Without Insurance.

The charge of Operate a Motor Vehicle Without Insurance is considered a reverse onus, meaning that the police officer does not have to prove that the driver was driving without insurance, but the driver has to prove to the officer that they did have liability insurance on the motor vehicle.

Permit Operation of a Motor Vehicle without Insurance
If the owner of a motor vehicle knowingly permits a person to operate a motor vehicle that they own without insurance, the owner may be charged with the offence of permiting a motor vehicle to be operated without insurance.

The police officer may contact the owner of the vehicle up to three years from the date of offence to investigate whether or not there was insurance coverage on the motor vehicle. Should the police officer investigate the owner and find that there was not insurance coverage the officer may lay the charge.

The penalty for this offence is a minimum fine of five thousand dollars plus a surcharge of one thousand and fifty dollars. A Justice of the Peace may order the vehicle impounded for up to three months to which all costs are the responsiblity of the owner.

If you face a no insurance charge, you should get the professional qualified assistance of OTT Legal Services to provide you to fight your ticket. Call OTT Legal at 1-888-668-8946 or visit any of our seven Ontario offices to discuss your case.


Fail to Surrender Insurance Card
If the driver of the motor vehicle is not the owner of the vehicle the officer can not charge driver with Operate a Motor Vehicle Without Insurance. The police officer can only charge the operator or driver with the offence of fail to surrender evidence of insurance. The fine for Fail to Surrender Insurance card is sixty five ($65.00) dollars.

The police officer may after speaking to the driver contact the owner of the vehicle up to three years from the date of offence to investigate whether or not there was insurance coverage on the motor vehicle. Should the police officer investigate the owner and find that there was not insurance coverage the officer may lay a charge of Permit a Motor Vehicle Without Insurance.

If you are charged with the offence of Fail to Surrender Insurance Card, most court prosecutors will consider canceling the ticket if you appear at the court with a copy of the valid insurance. If you are concerned about how to do this you can Call OTT Legal at 1-888-668-8946 or visit any of our seven Ontario offices to discuss your case free of charge.


Produce False Evidence of Insurance
Should the officer believe that the motorist presented false evidence of insurance the officer can lay a charge of "produce false evidence of insurance". The police officer can lay a charge for this offence against the owner or the driver of the vehicle up to three years from the date of the offence.

The penalty for producing false evidence of insurance offence is ten thousand dollars, plus the twenty percent surcharge.

OTT Legal provides professional qualified assistance to help you fight this ticket. Call OTT Legal at 1-888-668-8946 or visit any of our seven Ontario offices to discuss your case free of charge, or you can email us for a free consultation.

Make False Statement of Insurance - Possession of false or invalid Insurance Card
The Ministry of Transportation of Ontario may require a person who applies for a validation sticker, the transfer of a permit or any other document to make a statement that the vehicle is covered by liability insurance.

If the applicant makes a false statement to the Ministry of Transportation, that person commits the offence of Making a False statement. The penalty for this offence is ten thousand dollars ($10,000).

If you face a No Insurance Charge, you need the professional qualified assistance of OTT Legal Services to help you fight these traffic tickets. Call OTT Legal at 1-888-668-8946 or visit any of our seven Ontario offices to discuss your case free of charge.


Why Risk Losing? Call For a Free Consultation 1-888-668-8946 or Email Your Request