Speeding Tickets can make your insurance rates Increase

Insurance companies are private profit driven enterprises, as such the Insurance companies are always looking at how to make profits and to reduce their costs e.g. payments for claims.

Your insurance company percieves that if you are a person who accumulates traffic tickets and speeding tickets that the likelyhood of you being in a traffic accident is higher.

If your thought by the insurance company to be at risk of being in an accident then the insurance company believes that they will have claims made for your driving and their costs increase. Subsequently the insurance companies increase the rates for drivers that they believe to be risks to their profits.

You insurance company and anyone can access your driving record to see if you have any traffic tickets. Even minor convictions are placed on your record regardless of demerit points or not. Keep your insurance rates low by calling OTT Legal Services to fight every speeding ticket.

Your insurance company looks at convictions, not just what your tickets are to adjust your rates. For example although one minor speeding ticket for traveling 10 or 20 over the limit probably wouldn’t increase your rates, having a minor ticket for not having your insurance card would be considered a second conviction which could send your rates up.

If you get involved in an accident with any of these minor convictions, or a speeding ticket on your record, expect your rates to at least double.

You must always keep your driving record as clear as possible, if only for the insurance implications. Insurance rates have been known to soar from $1000 to $10,000+ as a result of traffic tickets, speeding tickets and motor vehicle accidents.

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