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Involved in a car accident, are you injured? If your involved in a motor vehicle accident under Ontario law you are entitled to benefits to compensate you under the Ontario Accident Insurance Plan, whether or not your at fault in the accident.
If you have been involved in an accident find out what
your rights are, and the compensation you are entitled to.
What if you're at fault in the accident?
Due to non-fault insurance in Ontario, your rights are protected, even if the accident is your fault.
Accident Benefits are available to anyone who is injured or hurt in an accident. The benefits paid by the insurance company are based upon the medical grounds of the injury to help you get well, back to work and to take care of your family.
The support available though your insurance
means that the more serious the injuries, the more accident benefits and support the client will require to return the person to good health.
Although your insurance company is responsible to pay for your benefits, many times the insurance company may not be forthcoming in advising your or providing for your best interests. That's where OTT Legal with its experienced staff of Licenced Accident Benefits staff can help you, and make sure that you receive the benefits that your entiled to.
When accessing Accident Benefits
the burden of proof to substantiate the seriousness of the injuries is put upon the person claiming the injury. The insurance companies will require you to show to them the injuries you have, and how these injuries affect your day-to-day life. When dealing with an insurance company intent upon saving money, you need a legal representative fighting for you.
At OTT Legal we give you a free consultation and the opportunity to learn about you rights when you are hurt in a accident. There are two types of actions or claims when you are injuried in a motor vehicle accident.
Accident Income Replacement Benefit
If you were employed prior to the accident or during the time of the accident, you have the right to receive money under the Income Replacement Benefit.
The income replacement benefit gives you money each month from the insurance company to pay for any loss in income as a result of your injury.
Caregiver Benefit
If you have a child or children under the age of 16, you can claim the Caregiver Benefit, in which someone will be assisting you with any activities you were doing as a primary caregiver for your family. Caregiver Benefits are for such things as assiting with taking care of your children, driving them to and from school, preparing lunches, feeding children, etc.
The caregiver benefit
varies on the age of the children and what kind of care is necessary to assist you and your family.
Non-earner Benefit
For peopel who have been injuried in an accident and are not employed and are not claiming the Caregiver Benefit, there is a non-earner benefit. The Non-Earner Accident Benefit is payable half a year after the accident, and is not available to those who are eligible for the income replacement benefit. Like all other benefits, there are certain conditions for this benefit that your legal representative from OTT Legal can advise you on.
Why Risk Losing? Call For a Free Consultation 1-888-668-8946 or Email Your Request